Pictured: Benahavis

Guides

Financing & Mortgages

Practical guidance on buying, financing and moving to Spain.

Financing a home in Spain

Spanish banks lend to residents and to many non-residents, usually with different conditions for each. Lenders will look at your income, your other commitments and the property itself, and will usually require a valuation.

Plan ahead

Arrange financing early, before you make an offer, and factor purchase taxes and costs into your budget, as these are generally paid from your own funds. Every situation is different, so treat this page as an introduction rather than advice, and speak to us before you commit to anything.

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